Employee Benefit Plans

We can develop a strategy that manages plan cost,
enhances employee engagement, with an emphasis on compliance 

Our benefit advisors serve as a client advocate for a comprehensive range of insurance products and represent the nation’s leading insurance carriers. We have expertise in working with Consumer-Driven Healthcare Programs and all aspects of Self-Funded Plans including reinsurance products, third-party administrators and network providers assuring a smooth process while keeping human resource directors in the pilot’s seat.

We assist human resource professionals and administrators in developing a strategic plan that reflects your corporate benefits philosophy and the successful administration of the program. Our benefit advisors negotiate on behalf of our clients with the insurance providers on issues ranging from premium ratings to administrative functions. Provider selection and oversight are two of the most critical functions we perform.

We work for our clients – not for the insurance companies

We maintain positive and active brokerage relationships with the insurance industries leading providers and provide the unbiased research, analysis and evaluation that allow our clients to make informed decisions regarding their employee benefit program.

Monitoring the insurance provider - we inspect what we expect 

We understand the importance of reviewing the strength of a provider prior to recommending them. Therefore we review the financial health of the insurance carriers using reliable empirical research from a number of highly respected independent rating services.

Knowing that price is only one part of the equation, we make it our business to evaluate providers customer service, claims performance and any other considerations such as a stability of management or a potential merger or acquisition that could impact their performance. Our team will continue to monitor their well-being after implementation and alert our clients if any concerns arise.

Effective communication is the key to a successful employee benefit program

It is important to implement a communications strategy that optimize an employees understanding of the company benefits.  We conduct on-site group meetings, one-on-one counseling, and staff benefit fairs. Our team can create benefit statements, booklets or build easy-to-use online benefit websites  to successfully convey the employee benefit program.

GriffinEstep professionals are ready to put their skills
and experience to work for you